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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,308 | $160,059-79.2% | $140,019-76.2% | $135,379-75.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -11.64% | 911.44%-923.1pp | 651.15%-662.8pp | 519.79%-531.4pp |
| Employer contribution / active EE | $1,678 | $6,420-73.9% | $5,605-70.1% | $4,779-64.9% |
| Participant deferral / active EE | $8,000 | $7,641+4.7% | $6,927+15.5% | $5,609+42.6% |
| Admin fee / account holder | $402 | $13,328-97.0% | $10,705-96.2% | $10,828-96.3% |