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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,894 | $148,629-55.0% | $135,982-50.8% | $139,487-52.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.37% | 79.33%-63.0pp | 68.32%-52.0pp | 373.84%-357.5pp |
| Employer contribution / active EE | $798 | $5,247-84.8% | $4,859-83.6% | $4,755-83.2% |
| Participant deferral / active EE | $7,472 | $8,102-7.8% | $7,760-3.7% | $6,713+11.3% |
| Admin fee / account holder | $2,323 | $12,406-81.3% | $10,767-78.4% | $11,407-79.6% |