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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,990 | $165,399-68.6% | $149,745-65.3% | $158,982-67.3% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 16.59% | 348.34%-331.7pp | 276.72%-260.1pp | 302.99%-286.4pp |
| Employer contribution / active EE | $3,059 | $5,105-40.1% | $4,646-34.1% | $4,763-35.8% |
| Participant deferral / active EE | $7,427 | $7,183+3.4% | $6,843+8.5% | $5,983+24.1% |
| Admin fee / account holder | $304 | $10,811-97.2% | $9,312-96.7% | $11,252-97.3% |