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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,590 | $157,304-72.9% | $141,197-69.8% | $152,909-72.1% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 25.79% | 64.34%-38.6pp | 71.41%-45.6pp | 345.46%-319.7pp |
| Employer contribution / active EE | $2,843 | $5,263-46.0% | $4,736-40.0% | $4,764-40.3% |
| Participant deferral / active EE | $7,075 | $7,111-0.5% | $6,710+5.4% | $5,851+20.9% |
| Admin fee / account holder | $1,784 | $12,126-85.3% | $10,265-82.6% | $11,601-84.6% |