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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,966 | $136,307-1.0% | $177,827-24.1% | $73,493+83.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 87.7%+12.3pp | 70.7%+29.3pp |
| Annual return | 14.95% | 18.68%-3.7pp | 48.32%-33.4pp | 28.51%-13.6pp |
| Employer contribution / active EE | $1,429 | $3,712-61.5% | $5,918-75.8% | $2,270-37.0% |
| Participant deferral / active EE | $14,972 | $5,829+156.9% | $7,713+94.1% | $3,740+300.3% |
| Admin fee / account holder | $51 | $596-91.4% | $12,429-99.6% | $513-90.0% |