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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,330 | $100,060-4.7% | $149,721-36.3% | $70,126+35.9% |
| Participation rate | 98.9% | 83.6%+15.4pp | 87.1%+11.9pp | 69.5%+29.4pp |
| Annual return | 23.53% | 27.46%-3.9pp | 1501.67%-1478.1pp | 73.15%-49.6pp |
| Employer contribution / active EE | $1,168 | $3,661-68.1% | $5,444-78.5% | $2,343-50.1% |
| Participant deferral / active EE | $13,820 | $4,982+177.4% | $6,568+110.4% | $3,332+314.8% |
| Admin fee / account holder | $5,769 | $8,285-30.4% | $11,282-48.9% | $4,645+24.2% |