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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,131 | $93,598-83.8% | $135,974-88.9% | $75,173-79.9% |
| Participation rate | 83.3% | 75.2%+8.1pp | 81.9%+1.4pp | 67.2%+16.1pp |
| Annual return | 50.67% | 30.89%+19.8pp | 68.30%-17.6pp | 160.72%-110.1pp |
| Employer contribution / active EE | $2,391 | $3,538-32.4% | $4,859-50.8% | $2,671-10.5% |
| Participant deferral / active EE | $4,625 | $6,405-27.8% | $7,760-40.4% | $4,126+12.1% |
| Admin fee / account holder | $5,595 | $6,978-19.8% | $10,767-48.0% | $5,651-1.0% |