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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,225 | $82,674-87.6% | $125,381-91.8% | $68,486-85.1% |
| Participation rate | 76.6% | 75.1%+1.5pp | 82.4%-5.8pp | 67.9%+8.7pp |
| Annual return | -9.89% | -5.97%-3.9pp | 572.31%-582.2pp | -7.85%-2.0pp |
| Employer contribution / active EE | $1,465 | $3,382-56.7% | $4,815-69.6% | $2,597-43.6% |
| Participant deferral / active EE | $2,754 | $6,111-54.9% | $7,448-63.0% | $4,028-31.6% |
| Admin fee / account holder | $409 | $6,277-93.5% | $10,007-95.9% | $5,404-92.4% |