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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $114,016 |
FISHER INVESTMENTS2 years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $24,558 |
CHARLES SCHWAB & CO., INC.6+ years Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $2,154 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,852 | $111,608+143.6% | $177,839+52.9% | $73,415+270.3% |
| Participation rate | 91.5% | 87.9%+3.6pp | 87.7%+3.8pp | 72.2%+19.3pp |
| Annual return | 19.85% | 18.23%+1.6pp | 48.33%-28.5pp | 59.30%-39.4pp |
| Employer contribution / active EE | $14,765 | $3,796+289.0% | $5,919+149.5% | $2,234+561.0% |
| Participant deferral / active EE | $15,500 | $6,199+150.0% | $7,714+100.9% | $3,806+307.2% |
| Admin fee / account holder | $95 | $166-42.7% | $12,432-99.2% | $158-39.9% |