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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,777 | $160,040-14.5% | $147,096-7.0% | $145,877-6.2% |
| Participation rate | 55.6% | 84.0%-28.5pp | 82.2%-26.6pp | 80.3%-24.7pp |
| Annual return | 18.72% | 98.49%-79.8pp | 419.75%-401.0pp | 551.28%-532.6pp |
| Employer contribution / active EE | $1,090 | $5,289-79.4% | $4,936-77.9% | $4,663-76.6% |
| Participant deferral / active EE | $2,738 | $8,429-67.5% | $8,071-66.1% | $6,691-59.1% |
| Admin fee / account holder | $29,259 | $15,050+94.4% | $13,005+125.0% | $13,402+118.3% |