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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,907 | $95,415+24.6% | $185,851-36.0% | $85,851+38.5% |
| Participation rate | 16.0% | 68.8%-52.8pp | 81.7%-65.7pp | 69.3%-53.3pp |
| Annual return | 14.22% | 23.59%-9.4pp | 122.11%-107.9pp | 318.63%-304.4pp |
| Employer contribution / active EE | $588 | $3,314-82.3% | $5,168-88.6% | $2,565-77.1% |
| Participant deferral / active EE | $2,530 | $3,424-26.1% | $5,569-54.6% | $3,952-36.0% |
| Admin fee / account holder | $1,110 | $7,215-84.6% | $16,245-93.2% | $6,261-82.3% |