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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,190 | $85,171-30.5% | $172,753-65.7% | $72,976-18.9% |
| Participation rate | 10.5% | 70.1%-59.5pp | 82.6%-72.1pp | 69.5%-59.0pp |
| Annual return | 24.92% | 27.32%-2.4pp | 803.00%-778.1pp | 81.02%-56.1pp |
| Employer contribution / active EE | $640 | $3,324-80.7% | $5,144-87.6% | $2,440-73.8% |
| Participant deferral / active EE | $1,561 | $3,260-52.1% | $5,198-70.0% | $3,608-56.7% |
| Admin fee / account holder | $635 | $5,880-89.2% | $13,956-95.4% | $5,124-87.6% |