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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,138 | $53,063+216.9% | $124,206+35.4% | $82,637+103.5% |
| Participation rate | 89.7% | 58.4%+31.2pp | 69.6%+20.1pp | 68.1%+21.6pp |
| Annual return | 18.43% | 68.87%-50.4pp | 515.27%-496.8pp | 53.51%-35.1pp |
| Employer contribution / active EE | $11,833 | $1,530+673.2% | $3,540+234.2% | $2,552+363.7% |
| Participant deferral / active EE | $9,112 | $2,644+244.6% | $3,968+129.7% | $4,126+120.8% |
| Admin fee / account holder | $479 | $4,281-88.8% | $5,929-91.9% | $7,339-93.5% |