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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,945 | $156,963+5.7% | $121,204+36.9% | $139,466+19.0% |
| Participation rate | 93.8% | 76.5%+17.3pp | 69.5%+24.2pp | 80.3%+13.4pp |
| Annual return | 54.14% | 1476.75%-1422.6pp | 987.18%-933.0pp | 373.66%-319.5pp |
| Employer contribution / active EE | $9,373 | $5,544+69.1% | $4,170+124.8% | $4,754+97.2% |
| Participant deferral / active EE | $3,305 | $4,848-31.8% | $4,083-19.0% | $6,712-50.8% |
| Admin fee / account holder | $572 | $6,953-91.8% | $5,651-89.9% | $11,409-95.0% |