Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,402 | $65,246-62.6% | $98,716-75.3% | $67,986-64.1% |
| Participation rate | 51.0% | 51.4%-0.5pp | 69.3%-18.3pp | 57.2%-6.2pp |
| Annual return | 15.64% | 20.58%-4.9pp | 31.81%-16.2pp | 31.67%-16.0pp |
| Employer contribution / active EE | $1,067 | $1,042+2.4% | $2,279-53.2% | $2,019-47.1% |
| Participant deferral / active EE | $2,001 | $2,594-22.9% | $4,048-50.6% | $3,358-40.4% |
| Admin fee / account holder | $1,592 | $4,561-65.1% | $8,703-81.7% | $3,203-50.3% |