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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,286 | $96,643+27.6% | $86,617+42.3% | $139,456-11.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 39.00% | 106.57%-67.6pp | 591.91%-552.9pp | 373.45%-334.5pp |
| Employer contribution / active EE | $7,120 | $3,264+118.1% | $3,023+135.5% | $4,753+49.8% |
| Participant deferral / active EE | $13,180 | $4,835+172.6% | $4,437+197.0% | $6,711+96.4% |
| Admin fee / account holder | $2,691 | $6,406-58.0% | $5,613-52.1% | $11,407-76.4% |