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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,965 | $88,702+74.7% | $81,780+89.5% | $145,978+6.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.61% | 1029.12%-1016.5pp | 776.27%-763.7pp | 550.52%-537.9pp |
| Employer contribution / active EE | $8,447 | $3,084+173.9% | $2,914+189.9% | $4,662+81.2% |
| Participant deferral / active EE | $11,682 | $4,645+151.5% | $4,321+170.4% | $6,690+74.6% |
| Admin fee / account holder | $1,184 | $8,414-85.9% | $7,384-84.0% | $13,400-91.2% |