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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,019 | $183,592-77.7% | $155,574-73.6% | $145,877-71.9% |
| Participation rate | 55.6% | 82.7%-27.1pp | 78.2%-22.7pp | 80.3%-24.7pp |
| Annual return | 27.44% | 61.37%-33.9pp | 64.87%-37.4pp | 551.28%-523.8pp |
| Employer contribution / active EE | $1,586 | $5,317-70.2% | $4,676-66.1% | $4,663-66.0% |
| Participant deferral / active EE | $6,978 | $6,466+7.9% | $5,629+24.0% | $6,691+4.3% |
| Admin fee / account holder | $12,665 | $19,316-34.4% | $15,914-20.4% | $13,402-5.5% |