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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,822 | $111,814-57.2% | $103,374-53.7% | $145,959-67.2% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 14.79% | 24.77%-10.0pp | 24.89%-10.1pp | 561.95%-547.2pp |
| Employer contribution / active EE | $880 | $4,214-79.1% | $3,869-77.3% | $4,661-81.1% |
| Participant deferral / active EE | $1,682 | $5,618-70.1% | $5,058-66.7% | $6,689-74.8% |
| Admin fee / account holder | $4,063 | $9,754-58.4% | $8,394-51.6% | $13,398-69.7% |