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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,622 | $93,598-64.1% | $135,974-75.3% | $75,173-55.3% |
| Participation rate | 75.4% | 75.2%+0.2pp | 81.9%-6.6pp | 67.2%+8.2pp |
| Annual return | 22.25% | 30.89%-8.6pp | 68.30%-46.1pp | 160.72%-138.5pp |
| Employer contribution / active EE | $1,520 | $3,538-57.0% | $4,859-68.7% | $2,671-43.1% |
| Participant deferral / active EE | $2,187 | $6,405-65.9% | $7,760-71.8% | $4,126-47.0% |
| Admin fee / account holder | $2,029 | $6,978-70.9% | $10,767-81.2% | $5,651-64.1% |