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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,268 | $135,956-90.2% | $123,894-89.3% | $273,972-95.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 35.43% | 56.63%-21.2pp | 47.52%-12.1pp | 41.46%-6.0pp |
| Employer contribution / active EE | $4,712 | $5,170-8.9% | $4,617+2.1% | $4,869-3.2% |
| Participant deferral / active EE | $3,100 | $6,343-51.1% | $5,984-48.2% | $5,287-41.4% |
| Admin fee / account holder | $533 | $9,817-94.6% | $8,357-93.6% | $10,133-94.7% |