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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,005 | $82,678-58.9% | $125,391-72.9% | $68,490-50.4% |
| Participation rate | 62.1% | 75.1%-13.0pp | 82.4%-20.3pp | 67.9%-5.8pp |
| Annual return | -14.18% | -5.97%-8.2pp | 572.41%-586.6pp | -7.85%-6.3pp |
| Employer contribution / active EE | $1,553 | $3,382-54.1% | $4,816-67.7% | $2,597-40.2% |
| Participant deferral / active EE | $3,261 | $6,111-46.6% | $7,448-56.2% | $4,028-19.0% |
| Admin fee / account holder | $3,687 | $6,277-41.3% | $10,009-63.2% | $5,403-31.8% |