Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,749 | $88,186-70.8% | $165,071-84.4% | $74,459-65.4% |
| Participation rate | 38.9% | 73.1%-34.2pp | 78.6%-39.7pp | 67.2%-28.3pp |
| Annual return | 29.84% | 17.13%+12.7pp | 70.17%-40.3pp | 1369.70%-1339.9pp |
| Employer contribution / active EE | $770 | $2,600-70.4% | $4,347-82.3% | $2,626-70.7% |
| Participant deferral / active EE | $1,457 | $4,505-67.7% | $6,035-75.9% | $4,350-66.5% |
| Admin fee / account holder | $577 | $2,234-74.2% | $12,695-95.5% | $1,945-70.3% |