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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,624 | $183,539-56.1% | $155,556-48.2% | $145,897-44.7% |
| Participation rate | 95.8% | 82.7%+13.1pp | 78.2%+17.6pp | 80.3%+15.5pp |
| Annual return | 10.49% | 61.31%-50.8pp | 64.84%-54.4pp | 552.29%-541.8pp |
| Employer contribution / active EE | $5,447 | $5,315+2.5% | $4,675+16.5% | $4,663+16.8% |
| Participant deferral / active EE | $6,202 | $6,467-4.1% | $5,631+10.1% | $6,689-7.3% |
| Admin fee / account holder | $2,194 | $19,275-88.6% | $15,885-86.2% | $13,390-83.6% |