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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,445 | $88,672-30.7% | $105,223-41.6% | $82,448-25.5% |
| Participation rate | 83.3% | 67.9%+15.4pp | 75.0%+8.3pp | 68.1%+15.3pp |
| Annual return | 14.91% | 30.86%-15.9pp | 180.65%-165.7pp | 41.64%-26.7pp |
| Employer contribution / active EE | $2,931 | $3,048-3.9% | $3,689-20.5% | $2,551+14.9% |
| Participant deferral / active EE | $6,715 | $4,036+66.4% | $5,072+32.4% | $4,139+62.2% |
| Admin fee / account holder | $724 | $7,146-89.9% | $8,859-91.8% | $7,234-90.0% |