Filed April 27, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,096 | $88,137-42.0% | $164,975-69.0% | $74,429-31.3% |
| Participation rate | 76.5% | 73.1%+3.4pp | 78.6%-2.1pp | 67.2%+9.3pp |
| Annual return | 11.00% | 17.13%-6.1pp | 70.12%-59.1pp | 1368.38%-1357.4pp |
| Employer contribution / active EE | $2,715 | $2,597+4.5% | $4,343-37.5% | $2,625+3.4% |
| Participant deferral / active EE | $3,346 | $4,501-25.7% | $6,033-44.6% | $4,348-23.1% |
| Admin fee / account holder | $7,509 | $2,231+236.5% | $12,688-40.8% | $1,944+286.2% |