Filed April 27, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,096 | $88,087-42.0% | $164,866-69.0% | $74,546-31.5% |
| Participation rate | 76.5% | 73.1%+3.4pp | 78.6%-2.1pp | 67.2%+9.3pp |
| Annual return | 11.00% | 17.27%-6.3pp | 69.97%-59.0pp | 1366.03%-1355.0pp |
| Employer contribution / active EE | $2,715 | $2,595+4.6% | $4,343-37.5% | $2,624+3.5% |
| Participant deferral / active EE | $3,346 | $4,499-25.6% | $6,033-44.5% | $4,347-23.0% |
| Admin fee / account holder | $7,509 | $2,232+236.5% | $12,689-40.8% | $1,944+286.4% |