Filed April 27, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,096 | $88,203-42.1% | $165,100-69.1% | $74,478-31.4% |
| Participation rate | 76.5% | 73.1%+3.4pp | 78.6%-2.1pp | 67.2%+9.3pp |
| Annual return | 11.00% | 17.13%-6.1pp | 70.21%-59.2pp | 1370.56%-1359.6pp |
| Employer contribution / active EE | $2,715 | $2,601+4.4% | $4,348-37.6% | $2,626+3.4% |
| Participant deferral / active EE | $3,346 | $4,505-25.7% | $6,035-44.6% | $4,350-23.1% |
| Admin fee / account holder | $7,509 | $2,235+236.0% | $12,696-40.9% | $1,946+285.9% |