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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,858 | $138,078-75.5% | $125,363-73.0% | $134,509-74.8% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | -18.75% | 750.49%-769.2pp | 572.15%-590.9pp | 418.13%-436.9pp |
| Employer contribution / active EE | $4,030 | $5,245-23.2% | $4,815-16.3% | $4,741-15.0% |
| Participant deferral / active EE | $3,327 | $7,800-57.3% | $7,447-55.3% | $6,400-48.0% |
| Admin fee / account holder | $3,743 | $11,566-67.6% | $10,005-62.6% | $11,427-67.2% |