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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,743 | $165,381-83.2% | $149,730-81.5% | $158,966-82.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.61% | 348.29%-331.7pp | 276.70%-260.1pp | 302.95%-286.3pp |
| Employer contribution / active EE | $1,728 | $5,104-66.1% | $4,645-62.8% | $4,762-63.7% |
| Participant deferral / active EE | $8,310 | $7,182+15.7% | $6,843+21.4% | $5,983+38.9% |
| Admin fee / account holder | $7,278 | $10,809-32.7% | $9,310-21.8% | $11,250-35.3% |