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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,452 | $167,352-62.1% | $143,788-55.9% | $134,509-52.8% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -5.12% | 0.47%-5.6pp | -0.03%-5.1pp | 418.13%-423.3pp |
| Employer contribution / active EE | $1,961 | $5,620-65.1% | $4,952-60.4% | $4,741-58.6% |
| Participant deferral / active EE | $4,396 | $6,447-31.8% | $5,638-22.0% | $6,400-31.3% |
| Admin fee / account holder | $0 | $18,091-100.0% | $14,675-100.0% | $11,427-100.0% |