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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,728 | $202,345-75.4% | $172,755-71.2% | $152,885-67.5% |
| Participation rate | 44.4% | 87.1%-42.6pp | 82.6%-38.2pp | 82.5%-38.0pp |
| Annual return | 6.59% | 1029.77%-1023.2pp | 802.94%-796.4pp | 345.39%-338.8pp |
| Employer contribution / active EE | $1,637 | $5,858-72.1% | $5,144-68.2% | $4,763-65.6% |
| Participant deferral / active EE | $3,880 | $5,948-34.8% | $5,198-25.4% | $5,851-33.7% |
| Admin fee / account holder | $0 | $17,111-100.0% | $13,955-100.0% | $11,598-100.0% |