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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,986 | $176,838-88.7% | $146,685-86.4% | $167,518-88.1% |
| Participation rate | 80.0% | 83.6%-3.6pp | 80.1%-0.1pp | 82.1%-2.1pp |
| Annual return | 22.97% | 24.04%-1.1pp | 22.75%+0.2pp | 478.71%-455.7pp |
| Employer contribution / active EE | $1,636 | $5,161-68.3% | $4,137-60.4% | $4,838-66.2% |
| Participant deferral / active EE | $5,908 | $6,441-8.3% | $5,507+7.3% | $6,342-6.8% |
| Admin fee / account holder | $1,127 | $13,262-91.5% | $10,281-89.0% | $12,312-90.8% |