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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,025 | $154,193-72.1% | $130,045-66.9% | $139,466-69.2% |
| Participation rate | 42.9% | 82.0%-39.1pp | 78.5%-35.6pp | 80.3%-37.5pp |
| Annual return | 29.02% | 32.51%-3.5pp | -137.30%+166.3pp | 373.66%-344.6pp |
| Employer contribution / active EE | $266 | $5,292-95.0% | $4,321-93.8% | $4,754-94.4% |
| Participant deferral / active EE | $6,189 | $6,709-7.7% | $5,820+6.3% | $6,712-7.8% |
| Admin fee / account holder | $129 | $13,989-99.1% | $10,600-98.8% | $11,409-98.9% |