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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,740 | $181,062-92.4% | $158,223-91.3% | $155,188-91.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 23.86% | 57.39%-33.5pp | 52.09%-28.2pp | 148.84%-125.0pp |
| Employer contribution / active EE | $2,720 | $4,565-40.4% | $4,109-33.8% | $4,248-36.0% |
| Participant deferral / active EE | $3,378 | $6,134-44.9% | $5,467-38.2% | $6,531-48.3% |
| Admin fee / account holder | $3,668 | $18,825-80.5% | $16,047-77.1% | $14,480-74.7% |