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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,457 | $160,070-51.0% | $147,117-46.7% | $145,897-46.2% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.3pp | 80.3%-3.4pp |
| Annual return | 12.56% | 98.69%-86.1pp | 420.54%-408.0pp | 552.29%-539.7pp |
| Employer contribution / active EE | $3,183 | $5,285-39.8% | $4,932-35.5% | $4,663-31.7% |
| Participant deferral / active EE | $6,033 | $8,419-28.3% | $8,065-25.2% | $6,689-9.8% |
| Admin fee / account holder | $3,337 | $15,035-77.8% | $12,993-74.3% | $13,390-75.1% |