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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,233 | $111,878+8.4% | $93,727+29.3% | $145,897-16.9% |
| Participation rate | 73.9% | 74.2%-0.3pp | 68.7%+5.2pp | 80.3%-6.4pp |
| Annual return | 13.48% | 204.28%-190.8pp | 133.83%-120.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,404 | $3,092+10.1% | $2,421+40.6% | $4,663-27.0% |
| Participant deferral / active EE | $5,837 | $4,920+18.6% | $4,417+32.1% | $6,689-12.7% |
| Admin fee / account holder | $15,288 | $10,256+49.1% | $8,292+84.4% | $13,390+14.2% |