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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,233 | $111,785+8.5% | $93,669+29.4% | $145,877-16.9% |
| Participation rate | 73.9% | 74.2%-0.3pp | 68.7%+5.2pp | 80.3%-6.4pp |
| Annual return | 13.48% | 203.79%-190.3pp | 133.59%-120.1pp | 551.28%-537.8pp |
| Employer contribution / active EE | $3,404 | $3,096+9.9% | $2,424+40.4% | $4,663-27.0% |
| Participant deferral / active EE | $5,837 | $4,919+18.7% | $4,416+32.2% | $6,691-12.8% |
| Admin fee / account holder | $15,288 | $10,256+49.1% | $8,291+84.4% | $13,402+14.1% |