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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,903 | $102,635+3.2% | $86,209+22.8% | $139,456-24.1% |
| Participation rate | 73.9% | 74.5%-0.6pp | 69.0%+5.0pp | 80.3%-6.4pp |
| Annual return | 15.95% | 1923.53%-1907.6pp | 1169.05%-1153.1pp | 373.45%-357.5pp |
| Employer contribution / active EE | $4,591 | $3,034+51.3% | $2,381+92.8% | $4,753-3.4% |
| Participant deferral / active EE | $5,723 | $4,677+22.4% | $3,986+43.6% | $6,711-14.7% |
| Admin fee / account holder | $1,058 | $8,661-87.8% | $6,853-84.6% | $11,407-90.7% |