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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,007 | $129,737-58.4% | $119,126-54.7% | $154,746-65.1% |
| Participation rate | 59.1% | 78.9%-19.8pp | 75.8%-16.7pp | 80.7%-21.6pp |
| Annual return | 15.08% | 379.08%-364.0pp | 282.11%-267.0pp | 172.34%-157.3pp |
| Employer contribution / active EE | $4,066 | $4,375-7.1% | $4,034+0.8% | $4,379-7.1% |
| Participant deferral / active EE | $6,099 | $5,842+4.4% | $5,318+14.7% | $6,730-9.4% |
| Admin fee / account holder | $8,467 | $11,961-29.2% | $10,693-20.8% | $14,365-41.1% |