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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,007 | $111,535-51.6% | $105,223-48.7% | $137,256-60.7% |
| Participation rate | 59.1% | 78.1%-19.0pp | 75.0%-16.0pp | 80.0%-20.9pp |
| Annual return | 15.08% | 237.85%-222.8pp | 180.65%-165.6pp | 220.34%-205.3pp |
| Employer contribution / active EE | $4,066 | $3,939+3.2% | $3,689+10.2% | $4,156-2.2% |
| Participant deferral / active EE | $6,099 | $5,500+10.9% | $5,072+20.3% | $6,407-4.8% |
| Admin fee / account holder | $8,467 | $9,721-12.9% | $8,859-4.4% | $12,270-31.0% |