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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,007 | $171,492-68.5% | $150,734-64.2% | $198,609-72.8% |
| Participation rate | 59.1% | 81.4%-22.3pp | 78.4%-19.4pp | 82.4%-23.3pp |
| Annual return | 15.08% | 804.70%-789.6pp | 600.81%-585.7pp | 202.70%-187.6pp |
| Employer contribution / active EE | $4,066 | $5,470-25.7% | $4,918-17.3% | $5,055-19.6% |
| Participant deferral / active EE | $6,099 | $6,259-2.6% | $5,610+8.7% | $6,977-12.6% |
| Admin fee / account holder | $8,467 | $17,628-52.0% | $14,905-43.2% | $19,030-55.5% |