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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,463 | $165,381-44.1% | $149,730-38.2% | $158,966-41.8% |
| Participation rate | 78.9% | 84.6%-5.6pp | 82.5%-3.5pp | 82.0%-3.0pp |
| Annual return | 14.34% | 348.29%-333.9pp | 276.70%-262.4pp | 302.95%-288.6pp |
| Employer contribution / active EE | $9,935 | $5,104+94.7% | $4,645+113.9% | $4,762+108.6% |
| Participant deferral / active EE | $11,384 | $7,182+58.5% | $6,843+66.4% | $5,983+90.3% |
| Admin fee / account holder | $4,333 | $10,809-59.9% | $9,310-53.5% | $11,250-61.5% |