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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,050 | $150,447-64.7% | $136,298-61.1% | $147,586-64.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.36% | 1049.15%-1028.8pp | 5156.27%-5135.9pp | 578.59%-558.2pp |
| Employer contribution / active EE | $4,789 | $5,256-8.9% | $4,696+2.0% | $4,876-1.8% |
| Participant deferral / active EE | $6,530 | $6,631-1.5% | $6,247+4.5% | $5,439+20.1% |
| Admin fee / account holder | $698 | $10,906-93.6% | $9,244-92.5% | $10,886-93.6% |