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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,353 | $148,623-60.1% | $135,974-56.3% | $139,466-57.4% |
| Participation rate | 55.0% | 83.9%-28.9pp | 81.9%-26.9pp | 80.3%-25.3pp |
| Annual return | 13.69% | 79.30%-65.6pp | 68.30%-54.6pp | 373.66%-360.0pp |
| Employer contribution / active EE | $1,948 | $5,246-62.9% | $4,859-59.9% | $4,754-59.0% |
| Participant deferral / active EE | $3,751 | $8,103-53.7% | $7,760-51.7% | $6,712-44.1% |
| Admin fee / account holder | $1,534 | $12,406-87.6% | $10,767-85.7% | $11,409-86.6% |