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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,834 | $165,399-65.0% | $149,745-61.4% | $158,982-63.6% |
| Participation rate | 47.4% | 84.6%-37.2pp | 82.5%-35.1pp | 82.0%-34.6pp |
| Annual return | 15.85% | 348.34%-332.5pp | 276.72%-260.9pp | 302.99%-287.1pp |
| Employer contribution / active EE | $1,669 | $5,105-67.3% | $4,646-64.1% | $4,763-64.9% |
| Participant deferral / active EE | $3,271 | $7,183-54.5% | $6,843-52.2% | $5,983-45.3% |
| Admin fee / account holder | $6 | $10,811-99.9% | $9,312-99.9% | $11,252-99.9% |