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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,842 | $99,017-0.2% | $86,587+14.2% | $147,585-33.0% |
| Participation rate | 66.7% | 76.3%-9.7pp | 73.5%-6.9pp | 82.8%-16.2pp |
| Annual return | 13.60% | 1312.37%-1298.8pp | 964.86%-951.3pp | 578.56%-565.0pp |
| Employer contribution / active EE | $1,093 | $3,132-65.1% | $2,839-61.5% | $4,876-77.6% |
| Participant deferral / active EE | $1,238 | $3,972-68.8% | $3,609-65.7% | $5,439-77.2% |
| Admin fee / account holder | $838 | $5,710-85.3% | $4,906-82.9% | $10,885-92.3% |