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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,842 | $99,011-0.2% | $86,582+14.2% | $147,586-33.0% |
| Participation rate | 66.7% | 76.3%-9.7pp | 73.5%-6.9pp | 82.8%-16.2pp |
| Annual return | 13.60% | 1312.75%-1299.1pp | 965.08%-951.5pp | 578.59%-565.0pp |
| Employer contribution / active EE | $1,093 | $3,132-65.1% | $2,839-61.5% | $4,876-77.6% |
| Participant deferral / active EE | $1,238 | $3,972-68.8% | $3,609-65.7% | $5,439-77.2% |
| Admin fee / account holder | $838 | $5,709-85.3% | $4,904-82.9% | $10,886-92.3% |