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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,632 | $88,778-30.6% | $81,844-24.7% | $145,884-57.8% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 11.41% | 1033.03%-1021.6pp | 778.87%-767.5pp | 551.85%-540.4pp |
| Employer contribution / active EE | $2,794 | $3,087-9.5% | $2,916-4.2% | $4,662-40.1% |
| Participant deferral / active EE | $6,596 | $4,648+41.9% | $4,323+52.6% | $6,690-1.4% |
| Admin fee / account holder | $16,689 | $8,430+98.0% | $7,355+126.9% | $13,392+24.6% |