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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,010 | $65,364-75.5% | $92,909-82.8% | $72,975-78.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 19.57% | 42.11%-22.5pp | 109.44%-89.9pp | 81.01%-61.4pp |
| Employer contribution / active EE | $1,762 | $2,594-32.1% | $3,653-51.8% | $2,440-27.8% |
| Participant deferral / active EE | $3,690 | $3,128+18.0% | $4,238-12.9% | $3,608+2.3% |
| Admin fee / account holder | $1,051 | $4,251-75.3% | $5,795-81.9% | $5,124-79.5% |