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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,287 | $57,352-73.3% | $83,830-81.8% | $64,173-76.2% |
| Participation rate | 95.7% | 68.6%+27.0pp | 76.1%+19.5pp | 69.6%+26.1pp |
| Annual return | -5.97% | 11.38%-17.4pp | 850.97%-856.9pp | 7.63%-13.6pp |
| Employer contribution / active EE | $1,670 | $2,546-34.4% | $3,631-54.0% | $2,381-29.9% |
| Participant deferral / active EE | $3,494 | $2,993+16.7% | $4,082-14.4% | $3,470+0.7% |
| Admin fee / account holder | $2,076 | $4,046-48.7% | $5,479-62.1% | $4,887-57.5% |