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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,042 | $72,071-76.4% | $68,368-75.1% | $137,256-87.6% |
| Participation rate | 90.9% | 76.2%+14.7pp | 73.8%+17.2pp | 80.0%+10.9pp |
| Annual return | 20.39% | 353.14%-332.8pp | 292.57%-272.2pp | 220.34%-200.0pp |
| Employer contribution / active EE | $1,711 | $2,788-38.6% | $2,649-35.4% | $4,156-58.8% |
| Participant deferral / active EE | $5,777 | $4,410+31.0% | $4,123+40.1% | $6,407-9.8% |
| Admin fee / account holder | $1,841 | $5,336-65.5% | $5,150-64.3% | $12,270-85.0% |