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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,178 | $60,349+3.0% | $74,184-16.2% | $62,881-1.1% |
| Participation rate | 91.7% | 72.7%+18.9pp | 76.6%+15.0pp | 69.3%+22.4pp |
| Annual return | 6.38% | 21.38%-15.0pp | 17.74%-11.4pp | 20.14%-13.8pp |
| Employer contribution / active EE | $3,662 | $1,680+117.9% | $2,370+54.5% | $2,281+60.5% |
| Participant deferral / active EE | $5,154 | $2,856+80.5% | $3,550+45.2% | $3,203+60.9% |
| Admin fee / account holder | $5,096 | $4,261+19.6% | $5,586-8.8% | $4,296+18.6% |