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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,548 | $56,197+18.4% | $67,652-1.6% | $59,633+11.6% |
| Participation rate | 91.5% | 71.5%+20.1pp | 75.7%+15.9pp | 68.7%+22.9pp |
| Annual return | -2.03% | 18508.10%-18510.1pp | 6625.40%-6627.4pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $3,776 | $1,615+133.8% | $2,266+66.7% | $2,203+71.4% |
| Participant deferral / active EE | $5,468 | $2,844+92.3% | $3,560+53.6% | $3,192+71.3% |
| Admin fee / account holder | $4,750 | $3,958+20.0% | $4,821-1.5% | $4,297+10.5% |