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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,775 | $81,276-10.5% | $155,574-53.2% | $80,925-10.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.47% | 33.36%-22.9pp | 64.87%-54.4pp | 35.65%-25.2pp |
| Employer contribution / active EE | $2,994 | $3,103-3.5% | $4,676-36.0% | $2,756+8.6% |
| Participant deferral / active EE | $6,196 | $3,453+79.4% | $5,629+10.1% | $4,299+44.1% |
| Admin fee / account holder | $7,814 | $7,993-2.2% | $15,914-50.9% | $6,940+12.6% |