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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,655 | $85,171-39.4% | $172,753-70.1% | $72,976-29.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 22.91% | 27.32%-4.4pp | 803.00%-780.1pp | 81.02%-58.1pp |
| Employer contribution / active EE | $3,010 | $3,324-9.4% | $5,144-41.5% | $2,440+23.4% |
| Participant deferral / active EE | $4,320 | $3,260+32.5% | $5,198-16.9% | $3,608+19.8% |
| Admin fee / account holder | $308 | $5,880-94.8% | $13,956-97.8% | $5,124-94.0% |